Workers who got injured in the line of work could get compensation without hiring a lawyer to represent them. Handling their own claim and petitioning for their own compensation is fine especially if the employer or the insurance company is not disputing their claim. But this is not the case most of the time. The process is not simple and could even be time-consuming that not everyone is up to it and employers and insurance companies might try to get out of paying compensation.
If you are having trouble deciding if you should hire a compensation lawyer or not, the below scenarios would make it easier for you to decide.
The Insurance Company Rejected Your Claim
The insurance company might tell you a lot of reasons especially if you have not presented a clear-cut case. They might reason out that your injury is not work-related and your company is not responsible. Or that your eligibility to file your claim is already expired. If you feel like the insurance company is not helping, and you are lost whenever they start explaining or your claim is rejected, workers comp lawyers could assist you.
Your Injury Is in An Area That Affects Your Preexisting Condition
If you are injured at work in an area that affects a pre-existing condition, the insurance company might use this and say that the injury you got from work is a pre-existing condition or they could say that your condition is to blame and that you got injured because of it.
You Could Not Work Like Before
If you become disabled or your ability to work become affected, you need a lawyer to make sure you are compensated with the maximum amount that you could get. Your income would be severely affected if you could not work like before, especially if you need to change careers and you have to undergo training and workshops. You need the money for a massive lifestyle change and a compensation lawyer could help you with that.
The Insurance Company Is Penny Pinching You
Maybe the insurance company has not rejected your claim but is offering very low settlement. Of course, it would not be easy for you to determine if they are low balling you and more difficult to prove. Asking for professional advice from a lawyer and or to represent you would ensure that the insurance company is not penny pinching you and is giving you the compensation that you deserve.
You Are Not Getting Treatment
Sometimes, insurance companies would not downright deny your claim or even offer a low settlement. What they will do is delay it and you would not be able to get treatment for your injury. Not only is this frustrating, it could also be life threatening. When you are faced with this kind of approach, you need to lawyer up.
Of course, no one would want to be embroiled in the above-mentioned scenarios but it pays to be prepared. So, if you are already experiencing the first stages of the above events, find a compensation lawyer ASAP.